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The cardholder and/or his estate might be liable for repaying in full any outstanding balances on the cardboard account and shall maintain the Bank indemnified for all costs and bills incurred in recovering such excellent balances. All Cardholders will be billed on a monthly foundation for all Charges incurred by means of Card and for all charges applicable to the Card Account. BRAC Bank shall endeavor that no delay is brought on in sending the Statement to the Cardholder. However, there could additionally be no statement generated for the period in which there has been no excellent due and no transaction on the Card Account within the preceding month. The facility of a Supplementary Card, is a particular facility at such fee/rate as could also be stipulated by BRAC Bank from time to time. All entries within the Statement of Account shall be presumed correct except the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect.

A alternative charge as prescribed by the Bank is payable by the Cardholder to the Bank immediately upon a request to the Bank to problem a Replacement Card. Additional costs as prescribed by the Bank are payable by the Cardholder to the Bank immediately upon the request to the Bank for the provision of copies of sales voucher/Cash Advance Slip and any additional companies the Bank might present every so often. If the Cardholder fails to pay the Minimum Amount Due by the cost due date, a flat late fee charge payment as prevailing from time to time might be levied. These transactions could embody room, food or beverage expenses, taxes, gas, insurance coverage, rental charges, injury to rental vehicles, parking tickets and other visitors violations, and goods and services bought aboard a Cruise Line vessel. “ATM” means an automatic teller machine or any card operated machine or device whether belonging to the Bank or different collaborating banks or financial establishments nominated from time to time by the Bank, which accepts Card. As a new participant, you’ll must add some funds to your account to maintain enjoying and garnering huge wins.

E. Charges in Foreign Currency In respect of Cards apart from internationally legitimate Cards, BRAC Bank will not be certain to take cognizance of, and won’t be liable in any method in any respect in respect of any expenses that are incurred in foreign forex. Without prejudice to the aforesaid, any cost of such Charges made by BRAC Bank shall be with full recourse to the Cardholder, and will not be thought-about as absolving the Cardholder of any legal responsibility in relation to incurring of such costs or payments thereof by BRAC Bank. BRAC Bank shall be fully indemnified and held innocent in opposition to all penalties of such funds, by the Cardholder. A delayed or amended cost shall be processed to the Card Account within ninety calendar days of the transaction date of the related transaction.

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“Schedule of Charges” means the record of expenses applicable for the companies supplied on the Card. These costs are topic to adjustments on the sole discretion of BRAC Bank Limited. However, such changes in charges may be made solely with prospective impact giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any authorized terminal or system during which Card and/or PIN can be used. This contains ATM, Point of Sale terminal or e-Commerce via which Card transactions can be carried out or any other licensed terminal or device connected to BRAC Bank electronic banking system once in a while.

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Once a Balance Transfer has been made, the client has to continue the stability switch quantity for at least 6 months with BRAC Bank i.e., the shopper can not switch the balance to some other financial institution within the specified period of time. Cardholder can settle partial or full outstanding of other financial institution’s bank card via Balance Transfer. The Bank shall not be liable to refund the annual fee or any part thereof in case of the termination of the cardboard account.

The Supplementary Cardholder have to be of 18 years of age or over. The issue of the Supplementary Card shall be topic to such Terms and Conditions, which the Bank might deem necessary. The payment by the Cardholder of any sum to the Bank in respect of any Statement of Account shall constitute binding and conclusive proof of the acceptance by the Cardholder of the entries proven on that Statement of Account.

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“Credit Limit / Purchase Limit” means the utmost debit stability permitted by the Bank for the Card Account for the Primary and the Supplementary Card, if any and notified to the Primary Cardholder from time to time. “Cardholder” means a person whose name is in a Card Account and who is answerable for all transactions and liabilities on the Card Account. It consists of Primary and any Supplementary Cards. “Authorized Dealer” means an authorized supplier as outlined in the Foreign Exchange Regulations Act 1947 as amended every so often.

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If the agreed supply date of the net buy is beyond one hundred twenty days; BRAC Bank is not going to be held liable to entertain any complaint relating to non-delivery of that product/service. When presenting the Priority Pass card on coming into the lounge, lounge employees will take an imprint of the card and problem a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have digital card readers, which will take the cardholder’s detail off the magnetic strip on the reverse facet of the Priority Pass card. Where relevant, the cardholder should sign the ‘Record of Visit’ voucher, which may also reflect the exact variety of accompanying guests, if any, but doesn’t show any per particular person per go to charge. In the event of any amount charged against Priority Pass Lounge visits, which is due and payable by the client, the client shall be liable to make the payment to the Bank irrespective of whether the card has been closed for any reason in any way.

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